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COOKIES POLICY

Where services are provided on the internet, this sometimes involves placing small amounts of information on your device, for example your computer or mobile phone. This information consists of small files known as cookies and they cannot be used to identify you personally. These cookies may be present when you visit the Flexible Finance (UK) Ltd website.

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These pieces of information are used to improve our services for you through, for example:

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  • Enabling a service to recognise your device so you don’t need to provide the same information several times during one task.

  • Recognising that you may already have provided a username and password, so you don’t need to do it for every web page requested.

  • Measuring how many people are using services, so they can be made easier to use and there’s enough capacity to ensure they’re fast.

 

You can manage these small files yourself and learn more about them by visiting: www.direct.gov.uk/managingcookies

We will not use cookies to collect personally identifiable information about you.

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However, if you wish to restrict or block the cookies which are set by our website or any other website, you can do this through your browser settings.

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Comprehensive information on how to do this across a wide variety of browsers can be found at www.aboutcookies.org

Please be aware that restricting cookies may impact the functionality of the websites you visit.

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Cookies set for embedded social web content

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To support our information provision and engagement, we sometimes embed photos and video content from websites such as Youtube, Linkedin, Twitter, Facebook and Flickr. As a result, when you visit a page with content embedded from, for example, Youtube or Facebook, you may be presented with cookies from these websites. We do not control the use of these cookies. You should check third party websites for more information on these cookies.

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Our website may also carry embedded ‘share’ buttons to enable users of the site to easily share articles with their peers through a number of popular social networks. These sites may set a cookie when you are also logged in to or otherwise using their service. We have no control over these cookies and you should check for more info from their website on these cookies.

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Cookies for web analytics

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We use third party services to gather data regarding the usage of our site on our behalf using cookies, log file data and code which is embedded on our website. We use this type of information to help improve the service we provide to UK and non UK visitors.

 

Google analytics

 

Google analytics is a web analytics service provider provided by Google Inc. Google analytics sets a cookie in order to evaluate a visitor’s use of our website.

 

Google stores the information collection by the cookie on their servers in the United States. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google’s behalf. Google will not associate your IP address with any other data held by Google. By using our website, you consent to the processing of data about you by Google in the manner and the purposes set out above.

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For more information on the cookie set by Google analytics, including information on how to opt out please go to www.google.com/intl/en/privacypolicy

 

Cookie Categories

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The type of cookie used on this Site can each be put into 1 of 4 categories, based on the International Chamber of Commerce guide to cookie categories.

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  • Strictly Necessary Cookies: These cookies are essential, as they enable you to move around a website and use its features, such as accessing secure areas. Without these cookies, services you've asked for (such as access to secure areas) cannot be provided. These cookies don't gather information about you that could be used for marketing or remembering where you've been on the internet. These cannot be restricted or blocked.

  • Performance Cookies: These cookies collect information about how you use a website, for example which pages you go to most often and if you get any error messages from certain pages. These cookies don't gather information that identifies you. All information these cookies collect is anonymous and is only used to improve how a website works. These cookies are not used to target you with online advertising. Without these cookies we cannot learn how our website is performing and make the necessary improvements that could enhance your browsing experience. These can be restricted or blocked.

  • Functionality Profile Cookies: These cookies allow a website to remember choices you make (such as your user name, language or the region you are in) and tailor the website to provide enhanced features and content for you. For instance, they remember your log-in details and allow you to watch videos. They also ensure the onsite marketing and experience is relevant to you. These cookies can also be used to remember changes you've made to text size, font and other parts of pages that you can customise. The information these cookies collect may be anonymous and they cannot track your browsing activity on other websites. Without these cookies, a website cannot remember choices you've previously made or personalise your browsing experience. These can be restricted or blocked.

  • Targeting Cookies: These cookies gather information about your browsing habits. They remember that you've visited a website and share this information with other organisations such as advertisers. They do this in order to provide you with ads that are more relevant to you and your interests. Although these cookies can track your visits to other websites, they don't usually know who you are. Without these cookies, online advertisements you encounter will be less relevant to you and your interests. These can be restricted or blocked.

Flexible Finance Logo
EXPERTISE
CONTACT

Trading address: Office 26, The Orion Suites, Enterprise Way, Newport, NP20 2AQ

Phone: 01633 746201 / 01633 746203

OPENING HOURS

Monday 9.30am - 5.00pm

Tuesday 9.30am - 5.00pm

Wednesday 9.30am - 5.00pm

Thursday 9.30am - 5.00pm

Friday 9.30am - 5.00pm

FOLLOW US
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Registered address: 374 Cowbridge Road East, Cardiff, CF5 1JJ
 

Flexible Finance (UK) Ltd is registered in England and Wales.
Company Registration Number: 07042668
Data Protection Registration No: Z1979025

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​Flexible Finance (UK) Ltd is authorised and regulated by the Financial Conduct Authority. Flexible Finance (UK) Ltd is entered on the Financial Services Register https://register.fac.org.uk/ under reference number 725544.

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THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR SECURED LOAN OR MORTGAGE. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

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Flexible Finance (UK) Ltd is a broker, not a lender. We will receive commission that will vary depending on lender, provider, product, or other permissible factors. Any commission received will be documented for your attention before you proceed. A broker fee of up to £1,995 may be charged. The exact amount will be disclosed to you at the earliest opportunity. Lender fees and valuation costs may also apply.

 

We offer second charge mortgage rates from 5.69% and loan terms from 3 years to 30 years.

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Representative example: Rates from 5.69% variable. We also have a range of plans with rates up to 36.6% allowing us to help customers with a wide range of credit problems. Representative 11.3% APRC variable. Representative example: if you borrow £67,990 over 10 years, initially on a fixed rate for 5 years at 7.49% and for the remaining 5 years on the lender's standard variable rate of 9.00%, you will make 60 monthly payments of £806.70 and 60 monthly payments of £835.90. The total repayable would be £98,556 (this includes a lender fee of £995 and a broker fee of £1,995). The overall cost comparison is 9.7% APRC representative. Maximum APR 36.6%. The actual APRC rate available to you will depend on your individual circumstances. Loans and mortgages are subject to status and secured on property.

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The Financial Conduct Authority does not regulate some forms of buy-to-let mortgages. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

 

The amount offered will depend on your personal circumstances including affordability and your credit rating.

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