SPECIALIST MORTGAGES

A specialist mortgage can help you if your buy to let  / commercial mortgage application is a little outside of the ‘norm’.

 

There is a variety of situations where a specialist mortgage may be suited to you, which may include:

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• Borrowers age.

• Gifted deposits from family members.

• Credit profile.

• Proof of income or income type.

• Affordability and indebtedness.

 

The main advantage of a specialist mortgage is that their qualifying criteria is a little more flexible so the good news is that if you have complex circumstances and your application has been rejected by the more ‘vanilla’ lenders, you may still be able to get the financial support you need.

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If you are struggling to find a buy to let or commercial mortgage, our advisors will be happy to chat to you about your options and will strive to find a suitable solution for your needs and circumstances.