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SECURED LOAN, COMMERCIAL AND BRIDGING FINANCE SPECIALISTS

Flexible Finance (UK) Ltd was established in 2009 with the objective of providing a personally tailored approach to your financial solution, keeping you at the heart of everything we do, right from the first conversation.

Our expertise

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Second Charge Mortgages

When you need to release equity from your property.

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Bridging Finance

When you need funds. Fast!

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Development Finance

When you need financial assistance for refurbishment and renovation works.

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Complex Buy-to-Let Mortgages

When you are looking to expand your property portfolio e.g. buy-to-lets, houses in multiple occupation and multi-unit blocks.

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Commercial Mortgages

When you are looking to invest in commercial property or simply looking for somewhere to run your own business.

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Buying an apartment
Specialist Mortgages

When you have adverse credit, income, age, and/or affordability concerns.

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What Clients Say

‘A HUGE thank you for all you’ve done, we could not have done it without you - you’ve been AMAZING!!!’

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EXPERTISE

Second Charge Mortgages

Bridging Finance

Development Finance

Complex Buy-to-Let Mortgages

Commercial Mortgages

Specialist Mortgages

CONTACT

Trading address: Office 26, The Orion Suites, Enterprise Way, Newport, NP20 2AQ

Phone: 01633 746201 / 01633 746203

OPENING HOURS

Monday 9.30am - 5.00pm

Tuesday 9.30am - 5.00pm

Wednesday 9.30am - 5.00pm

Thursday 9.30am - 5.00pm

Friday 9.30am - 5.00pm

Email: enquiries@flexiblefinanceuk.co.uk

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Registered address: 374 Cowbridge Road East, Cardiff, CF5 1JJ
 

Flexible Finance (UK) Ltd is registered in England and Wales.
Company Registration Number: 07042668
Data Protection Registration No: Z1979025

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​Flexible Finance (UK) Ltd is authorised and regulated by the Financial Conduct Authority. Flexible Finance (UK) Ltd is entered on the Financial Services Register https://register.fac.org.uk/ under reference number 725544.

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THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR SECURED LOAN OR MORTGAGE. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

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Flexible Finance (UK) Ltd is a broker, not a lender. We will receive commission that will vary depending on lender, provider, product, or other permissible factors. Any commission received will be documented for your attention before you proceed. A broker fee of up to £1,995 may be charged. The exact amount will be disclosed to you at the earliest opportunity. Lender fees and valuation costs may also apply.

 

We offer second charge mortgage rates from 5.69% and loan terms from 3 years to 30 years.

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Representative example: Rates from 5.69% variable. We also have a range of plans with rates up to 36.6% allowing us to help customers with a wide range of credit problems. Representative 11.3% APRC variable. Representative example: if you borrow £67,990 over 10 years, initially on a fixed rate for 5 years at 7.49% and for the remaining 5 years on the lender's standard variable rate of 9.00%, you will make 60 monthly payments of £806.70 and 60 monthly payments of £835.90. The total repayable would be £98,556 (this includes a lender fee of £995 and a broker fee of £1,995). The overall cost comparison is 9.7% APRC representative. Maximum APR 36.6%. The actual APRC rate available to you will depend on your individual circumstances. Loans and mortgages are subject to status and secured on property.

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The Financial Conduct Authority does not regulate some forms of buy-to-let mortgages. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

 

The amount offered will depend on your personal circumstances including affordability and your credit rating.

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